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Channel: Tips on Loans Archives | State Employees Credit Union
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Home Loan Refinancing, What To Consider

You’ve probably heard news stories and advertisements about how low interest rates are for mortgages right now. And it’s true, they are the lowest they’ve been in decades. Refinancing your mortgage...

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Considering A Automobile Equity Loan

Do you own a vehicle free and clear or have equity in your vehicle? Sometimes those car payments or maintenance costs can feel like a burden. But have you ever considered letting your asset work for...

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What’s the Best Way to Finance a New Car?

If you’re in the market for new wheels, you should also be cruising around for the best financing. There are several ways to pay for a car, but some are better than others. Big banks offer auto loans...

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How Your Credit Score Affects Your Car Loan

Thinking of getting a new or new-to-you auto? Great! But before you start shopping around, be sure you understand how much you can afford—and what your loan payments will be. Practically all of us need...

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Auto Leasing vs. Auto Ownership

It is worth taking the time to understand the differences, and financial specifics, of committing to an auto lease versus an auto ownership before embarking on one of these financial avenues. While...

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Tips for Stress-free Auto Shopping

We have all been there—sweaty palms and racing hearts as we enter an automotive dealership to start shopping for a vehicle. But it doesn’t have to be that way. With a little preparation, you can find...

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10 Common Myths About Vehicles

We all could use some friendly advice when it comes to our autos—so here are some of the most common myths out there on the road. Some of this info could even save you some cold hard cash. Larger Is...

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Dollars & Cents: Financial Fitness for College Students

For many people, college is the first experience with true independence—and we know that it is exciting. But without preparation, this new freedom can lead to bad spending habits which can balloon into...

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Fed drops rates to historic low – Is it the right time to refinance your home?

With all the chaos going on around us, it is nice to find a silver lining. With the recent announcement by the Federal Reserve that interest rates were slashed to near zero, consumers looking to...

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Commercial Lending 101: Types of Commercial Real Estate

You’ve come to the right place to learn about commercial real estate through the eyes of your local lender. We’re here to answer all your questions about commercial real estate, the different types of...

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